Licensed insurance agents pass a background check — and in most states an FBI fingerprint-based screening — before they can be licensed.
Credentials link to official sources. Every license shown on VerifyAnAgent links directly to the issuing state's Department of Insurance verification portal, where you can confirm the record yourself — independently of this website.
Identity is tied to a national registry. Each agent is identified by their National Producer Number (NPN), the unique identifier assigned through the National Insurance Producer Registry (NIPR) and searchable on the official NIPR registry.
Andres A. Espinoza
Licensed Life Insurance Broker National Producer Number: 21601688NIPR ↗
VerifyAnAgent.com independently displays the identity and active licensing of every agent it publishes. The information on this page is not self-reported.
To be licensed, insurance producers must meet their state's requirements, which typically include a background check and, in most states, fingerprinting. Requirements vary by state.
Every Verify License button below links to the state regulator's own public lookup, so that you may confirm each license yourself.
Misuse of a client's personal or health information carries federal penalties of up to 250,000 dollars in fines and 10 years in prison under HIPAA, 42 U.S.C. 1320d-6. Insurance-business fraud carries penalties of up to 10 to 15 years under 18 U.S.C. 1033.